Every contract satisfies the standard.
Every scholar has the proof.

Every fatwa your Sharia Supervisory Board has ever issued — past resolutions, unpublished committee notes, carve-outs granted to specific clients — ingested and vector-indexed. When a new contract arrives, the system finds the closest precedent from your own institution first. This is the layer competitors cannot replicate: it is your thirty years of deliberation, not a scraped public dataset.

Every paragraph of SS1 through SS60, in the Arabic originals AAOIFI publishes, chunked with paragraph-level granularity and embedded with an Arabic-aware tokenizer. Flags cite the exact standard, section, and paragraph; the Arabic source text is one click away. No translation drift, no summary compression — the scholar verifies against the authoritative text.

The International Islamic Financial Market master agreements — the templates the industry actually uses. Non-standard clauses in an incoming contract are flagged against the canonical template so the scholar sees deviations immediately. Structural issues get caught at the template-diff layer before they reach the standards review.

Central Bank of Bahrain Rulebook Volume 2, Saudi SAMA circulars, UAE Higher Sharia Authority resolutions, Bank Negara Malaysia's Shariah Advisory Council rulings. Per-jurisdiction rule sets apply to contracts filed under that jurisdiction. Regulatory overlays never conflict silently — the scholar sees exactly which rule triggered each flag.

Your Sharia committee's written interpretations — the policy book your auditors actually follow. Internal carve-outs (e.g. a specific late-payment mechanism your committee approved in 2019) apply automatically so the AI does not flag what your own scholars have already resolved. This layer is a living document that grows with every ruling.